what Is Home Insurance?
What is home insurance.Is it good to get home insurance? Can everyone get home insurance? So we are going to answer this question in this article.
When people are careful about this home insurance, they are only careful when something happens such as flood, tsunami, earth shock. Without all this, no one cares about home insurance
So I would like to tell you what are the features of this home insurance
Importantly, what does home protection cover?
- First Home structure
- Items at home
Both think that only the stretcher is covered, but not so, both are covered, all the things in the house are covered.
Important:-Many people think that home insurance can only be purchased by the home owner and that is also wrong
(As far as home insurance is concerned, the proprietor of the house can take it, renters can also take it)
As for me owning a house I have bought an insurance in the name of that house so I am the owner of that house but I am not in that house so I have bought insurance only for the stretch of the house and not for the contents inside.
So understand that even however a home insurance contract covers both, there are different types of home insurance.
- Standard Fire and Specials Perils Policy.
- Thef and house breaking insurance policy
- House Holders Package policy
So these three are different types of policies Incase. [Standard Fire and Specials Perils Pol] This covers even if everything in a fire accident gets burnt.Importantly, the structure of the house does not cover your electronic boots or your important items.
If it is the [House holders package] everything in it will be covered from the family
I'm going to tell you something that this home insurance column is a myth
- This means that many people today think that home insurance policies do not cover losses due to natural calamities, which is a misconception.
- More to the point, what is included in home insurance, be it earthquake or tsunami, if you want to get all this, you need to take out an insurance policy for it, see all this is mentioned in the policy document.
- But some insurance companies are very smart and tell you a lot of premiums so that they can get that business, but when the policy document comes, i.e. when it is written, write that this will not be covered, that will not be covered, then in the end you will be stuck.
So before going for an insurance policy, read and understand everything completely. Similarly, apart from that, another mysterious thing is related to home insurance, many people say that they have home insurance, so they don't need life insurance. Know that Home insurance is only for your home which means that Home insurance will cover you in case of any damage or loss to your property.
Then there is the third thing that is not clear
Not everyone needs home insurance? It is very wrong to say that a home insurance is mandatory, it is not necessary. House owner, i.e. the owner of the house you are living in, if he had taken home insurance, he would have taken it as a stretcher for that house.
If there is an accident tomorrow and then there is a flood or some other mishap, if your household goods are damaged, you will not be able to get any compensation from your house owner, which means that the home owner's insurance will not cover the damage.
(Take out a proper home insurance policy to cover your loss)
 |
| Life imsurance |
Life insurance is a way to see your life and pay compensation to your family when you die tomorrowSo you should understand these two things well He doesn't take to household items, but do you have expensive jewelry, expensive appliances, and many other items in your home?
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